The Importance of Uninsured Motorist Coverage in an Auto Accident

Mark Perenich Clearwater Personal Injury Lawyer

Do you know the importance of uninsured motorist coverage?

Many people are unaware if they even have uninsured motorist coverage, and in my opinion, it’s one of the most important types of insurance to have. Hopefully after reading this you will have a general understanding of uninsured motorist coverage and why you need it.
Q. What is uninsured motorist coverage?
A. Uninsured motorist coverage provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. This type of coverage is typically added to a driver’s current policy. In the event of an car accident, the insurance company pays the difference between what the uninsured driver can pay and what the injured driver would be entitled to as if the uninsured motorist had insurance.
Q. What losses does UMC cover in the event of an auto accident?
A. Uninsured motorist coverage is meant to compensate you for both financial and non-financial losses that occur in result of an accident. This includes any medical expenses, lost wages, pain and suffering, vehicle repair, and other out-of-pocket expenses.
Q. Who does it cover?
A. Generally it will cover yourself, any household members, minors, and family members that may not reside in the house (i.e. children in college).
Q. Why is it so important to have uninsured motorist coverage on your auto insurance policy?
A. Because there are many drivers that are driving without insurance, in Florida 24% of drivers are without coverage. And if the other driver does have coverage it may be limited to only $10,000. If you get into an auto accident requiring an ambulance ride ($3,000-$8,000) or worse, a helicopter ride to the near by hospital ($10,000-$20,000), there may not be enough in the other driver’s policy to cover just your transportation let alone your medical expenses. In my career I have seen many people that cannot recover any damages, in order to cover large medical bills and lost wages, because they did not have uninsured motorist protection. It can make a tragic accident a life long burden.
Q. How do I protect myself from an uninsured driver?
A. Call your insurance company and ask them if you have uninsured motorist coverage. If you do not, ask to add it to your policy it is usually a very low increase on your premium, and well worth it.

If you have any have any questions concerning insurance, law, or an auto accident, please contact me at (727) 386-9677.

Clearwater Personal Injury Attorney Mark Perenich

Criminal Defense Attorney Guest Blog

Clearwater Personal injury attorney Mark Perenich

Today I have a guest blogger that is going to be discussing the importance of hiring a “sex crime lawyer.”  I recommend this article, especially if have strong basis for you being found not guilty.  I think most of my followers are not criminals, however life throws us curve balls so it’s best to be ready for anything.

Importance of Hiring a Sex Crime Lawyer

What is a sex crime?

Sexual crimes are serious concerns that carry harsh punishments. Any sexual act prohibited by law is treated as the sex crime. These crimes carry great deal of social stigma. Sex crimes are many which include rape, sexual abuse, statutory rape, indecent exposure and children molestation charges. If you are a completely innocent person being accused of a sex crime, then you should need a qualified criminal defense lawyer representing you. This is because being charged with a sex crime can be a distressing to your daily life and reputation. So it is very important to hire reputed sex crime lawyer.

 

Investigation process:-

Investigations are most powerful when experts are guided by specialized knowledge, sensitive to the needs and interests of victims etc. This process is carried out by the officials by examining the latest trends, thorough investigation and well preparing for trial. These law enforcement officers guide you in each and every step of the emerging trends and new laws and also analyze how they are influencing investigations. These officials have proper and effective methods to carry out the investigation procedures for sex crime cases.

The first step involved in investigation process is that, when you report the crime to the police, then it is referred as a complaint. It gives the brief details and an initial record of the crime. Then police ask you to make the statement.

Now, your specialized attorney who is trained to work with victims of sexual assault will take care of your case and collect the details of your case. For this, they do lot of investigation and work hard day and night to get the best evidence.

Importance of hiring an experienced:-

Are the person arrested due to sex crime which you did not commit? This is really a worse condition that society also blames you. So search for the right attorney who stands back of you to remove your hassle. An attorney should have a strong legal mind and good reputation in the community. He or she should be daring and confident enough to handle the toughest cases and not backing down.

Sex crimes are quiet complicated and thus an attorney should have extensive knowledge to smoothly win the case. Experienced lawyers have thorough understanding everything about criminal laws and jurisprudence. Also, provide you the peace of mind in specific criminal court cases. They are always for you recognize your difficulties and solve them easily. The highly skilled advocates have professional relationships with lawyers, judges, police officers, thus can carry out their services in a highly manner.

Experienced criminal lawyers provide you with extra legal support and advice in the case of severe penalty. They put their maximum efforts and work with you day and night to give you relief. As they are experienced with number of cases, they will have an idea about how to deal the case in a perfect manner.

About the Author: – Robert Pennington is an established sex crime attorney in New Jersey. He has been in this field since long time and tackles various types of criminal cases. Apart from his profession, he also likes to provide information upon several criminal cases such as crimes against children, DUI, sex crimes etc.

 Mark Perenich Clearwater Injury lawyer

Fluoride in Pinellas county’s drinking water

Personal Injury lawyer Mark Perenich

“Fluoride’s back!” Pt II

On the behalf of Mark Perenich :

Note that Mr. Perenich is not a medical Doctor.

Whether one thinks fluoride is good or bad one thing is for certain it is not like a normal food supplement. Even if a patient thought they were fluoride deficient and worried about dental carries, they could not go to a store and buy a bottle of fluoride tablets. They must get a prescription from a doctor and have it filled at pharmacy. This begs the question: If fluoride is so toxic that it must be handled as drug given on a prescription basis under the direction of a physician, why then should it be dumped indiscriminately in the water supply. Especially, in light of the fact adding fluoride to the water supply is practically medicating citizens without their consent? In medicine the same drug dose for a child or the elderly is different from that of a healthy adult. However, with placing fluoride in the water supply every one gets roughly the same dose of a prescription drug.   Additionally, nearly all dental treatments where fluoride is used none of it is to be ingested, but rather applied topically. It should be noted that most European nations do not put fluoride in their water supply and do not have high rates of dental carries. One would think if fluoride was so important to preventing dental carries countries without it in the water supply should have astronomical rates of tooth decay, but fact is they don’t.   So in final analysis Fluoride is not a harmless mineral applied to the water supply, it is a powerful ingredient used pesticides/herbicides. Outside of your drinking water it must be obtained by prescription and when it is applied to prevent carries in dental practice it is never given for ingestion. Citizens ought to know these things about a drug placed in their water supply so they can make informed decisions. However, whether you are for fluoride or against it the truth is if you live in Pinellas County fluoride is back.

Mark Perenich Personal injury lawyer in clearwater Contact Mark at 727-386-9677

[i] Geoffrey Smith, “Fluoridation—are the dangers resolved?” New Scientist. 1983 May 5. 286 – 7.
[ii]Richard D Shin, Mark A Silverberg. Fluoride Toxicty. Medscape Reference. (accessed July 22, 2013 athttp://emedicine.medscape.com/article/814774-overview#a0199) January 14, 2013.
[iii] Shivaprakrah PK, Ohri K, Noorani H. Relation between dental fluorosis and intelligence quotient in school children of Bagalkot district. Journal of Indian Society of Pedodontics and Preventative Dentistry. 2011; 29: 117 – 120.
[iv] Choi AL, Sun G, Zhang Y, Grandjean P. Developmental Fluoride Neurotoxicity: A Systematic Review and Meta-Analysis. Environmental Health Perspectives. 2012; 10: 1362 – 1368.
[v] Michael R. Dobbs. Clinical Neurotoxicology: Syndromes, Substances, Environments (Philadelphia, PA: Saunders Elsevier, 2009) 197 – 8.
[vi] Ibid.

Fluoride in Pinellas drinking water

Personal Injury lawyer

“Fluoride’s back!” Pt 1

On the behalf of Mark Perenich :Water splash

Note that Mr. Perenich is not a medical Doctor.

For those who are unaware fluoride was taken out of the Pinellas County drinking water supply in December 2011 due to concerns of cost and toxic effects of fluoride ingestion. About a year later after a vigorous campaign by dentist and politicians to put fluoride back into the water supply new county commissioners were elected who did as promised putting fluoride back in the drinking water.

Fluoride is a mineral which can be found in some natural drinking water supplies. Fluoride is thought to react in the human body to promote calcium deposition in the formation of bones and teeth, theoretically making bones and teeth more dense. This is why most dentists support the idea of giving fluoride to patients to prevent dental carries.

However, scientists and toxicologists also know fluoride like other naturally occurring minerals such as lead and arsenic is toxic too. Fluoride’s toxicity is well known to the pesticide and herbicide industries, who use it as a key ingredient in their products.[i] Fluoride is also used in certain anti-anxiety, antidepressant, chemotherapy, antibiotic, and psychotropic drugs. Too much fluoride in patients can cause skeletal fluorosis. This condition is caused by fluoride’s interference with the normal calcium deposition process in bone formation, which leads to dense but brittle and weak bones. This condition can be debilitating and painful.

Pinellas county
Pinellas county fluoride in the water

Even though many people stand for the use of fluoride in the water system, both toothpaste manufacturers and dentists administering fluoride rinse warn patients not to swallow such products. Fluoride ingestion is so serious that it can cause death in an amount as small as two grams or approximately one teaspoon.[ii] Reports in the medical literature document a relationship between fluoride in the drinking water and low IQ; the more fluoride the lower IQ (intelligence quotient) of children.[iii] A more recent study published by researchers from the Harvard School of Public Health also noticed this trend between fluoride levels and decreases in IQ.[iv] Michael R. Dobbs author of a neurotoxicology textbook states “fluoride at levels found from drinking fluorinated water could be potentially harmful to the developing nervous system.”[v] Disturbingly, Dobbs also suggests free radicals associated with fluoride could be a potential risk factor in “developing Alzheimer’s disease.”[vi]

This will be continued in part 2: see the link below.

https://www.1forjustice.com/fluoride-in-pinellas-countys-drinking-water/

[i] Geoffrey Smith, “Fluoridation—are the dangers resolved?” New Scientist. 1983 May 5. 286 – 7.

[ii]Richard D Shin, Mark A Silverberg. Fluoride Toxicty. Medscape Reference. (accessed July 22, 2013 athttp://emedicine.medscape.com/article/814774-overview#a0199) January 14, 2013.

[iii] Shivaprakrah PK, Ohri K, Noorani H. Relation between dental fluorosis and intelligence quotient in school children of Bagalkot district. Journal of Indian Society of Pedodontics and Preventative Dentistry. 2011; 29: 117 – 120.

[iv] Choi AL, Sun G, Zhang Y, Grandjean P. Developmental Fluoride Neurotoxicity: A Systematic Review and Meta-Analysis. Environmental Health Perspectives. 2012; 10: 1362 – 1368.

[v] Michael R. Dobbs. Clinical Neurotoxicology: Syndromes, Substances, Environments (Philadelphia, PA: Saunders Elsevier, 2009) 197 – 8.

[vi] Ibid.

 

Clearwater injury lawyer

Car accident Prevention with Red Light Cameras

Mark Perenich Personal Injury Lawyer Clearwater

Lights, Cameras, Revenue!car accident

Safety is not the first priority for the red-light companies who offer cameras that cite drivers for running lights and speeding. Multiple investigations have, and will continue to be done on these companies. We are now learning that some counties are scheming with red light camera companies to shorten yellow lights in order to ticket more drivers and bring in revenue. Companies like Redflex, ATS, and ACS claim they have no control on adjusting timing on the lights, and therefore have nothing to do with increased amount of ticketing. However, recently four top executives from Redflex traffic systems stepped down from their positions due to an investigation that proved the company bribed city officials in attempt to land a $2 million dollar Chicago contract. Other states including Virginia, Ohio, New Jersey, and Florida have discovered similar situations with these red light companies.
The companies also offer turnkey services that include functions such as “writing talking points for the police, for the city council members” and helping decide, “which intersection have the most promising engineering deficiencies to exploit”.
In Collier County chairman Georgia Hiller says that the red light camera company ATS is even lobbying state officials and cold-calling citizens to “inflame them and push legislators”. The company has also donated $500,000 since in the past 4 years to the campaign. The county cameras may increase safety and supposedly prevent car accidents to some degree but high turn-over in top positions at these companies raise concern for unethical behavior.

 Personal Injury Lawyer Mark Perenich